"Chance of scattered thunderstorms..."

[lefty]

Central NC's summertime weather forecast very often includes the subject clause. What do y'all do with your boating and fishing plans when this forecast is in effect?
(1) stay home and wish you were out?
(2) go out, but stay close enough to the takeout that you can make it to the car.
(3) go out, but be ready to seek shelter on dry land (other than your own car)

I'm thinking mostly of the central-region reservoirs, but it seems the questions would be relevant for all cases except open-ocean, where you can't run for dry land.

If you go out under this forecast, what do you use to make the "retreat" decision? Does NOAA WX-radio give you enough detailed info to judge whether a storm is approaching your location versus elsewhere in the broadcast area? How much time do you get with eyes-and-ears?

If you seek shelter besides your own car -- where?? At Jordan Lake, for example, most of the land has trees, which generally are not advised in thunderstorms... Of course, in a forest, your boat is no longer the highest spot...

Thanx for your thoughts
Lefty