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Who's been through the process with insurance companies on settlements for a totaled vehicle? Working with the other driver's insurance carrier and was told that this company tends to give lower appraisals and offers than some others. I prepared for the worst, but the initial offer was better than that. I know I need to get out of expectations and into realistic values, but not sure what my range of options is in the negotiation.
They've built a comp sheet using 2 for-sale vehicles, both with very low dealer lot prices and average to above-average mileage (and neither is available anymore). Mine was an absolute cream puff, very low miles, no damage/wear for its age, great package, great options. They've done some accounting for the differences between mine and the comps, and it's fine as numbers go, but when I search comps I come up with asking prices about 15% higher. It's in the ballpark (upper teens), but I don't know about squeezing that much out of a used car dealer in that price range.
Who's been there, done that? Any advice?
They've built a comp sheet using 2 for-sale vehicles, both with very low dealer lot prices and average to above-average mileage (and neither is available anymore). Mine was an absolute cream puff, very low miles, no damage/wear for its age, great package, great options. They've done some accounting for the differences between mine and the comps, and it's fine as numbers go, but when I search comps I come up with asking prices about 15% higher. It's in the ballpark (upper teens), but I don't know about squeezing that much out of a used car dealer in that price range.
Who's been there, done that? Any advice?